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building on fire

Fire and Allied Perils


 

The standard fire insurance policy covers material damage arising from the following:

Fire, lightning and explosion (domestic)

Fire and allied perils:

  • Flood
  • Earthquake
  • Windstorm
  • Impact damage
  • Burst pipe
  • Riot, strike & civil commotion
  • Malicious damage
  • Aircraft
  • Explosion

 

Assets all risk
This is a combined fire and allied perils, burglary and accidental damage policy. Items to insure under this policy may include the following;

  • Buildings including fixtures and fittings
  • Office furniture
  • Generators
  • Utensils of trade
  • Plant and machinery
  • Business stocks